You're sick or injured

Here’s what to do if you get a serious illness or injury while travelling outside of New Zealand.

Register your travel

Register your plans and contact details so we can send you travel updates about the places you're travelling to.

This page provides some practical information if you get sick and need help overseas.

Medical emergencies overseas

If you have a medical emergency overseas: 

  • Call emergency services or go to a hospital immediately.  Sometimes language can be a barrier, so get help from a local person - such as your accommodation, tour guide, or a friend.
  • Contact your travel insurer. Most have 24-hour hotlines and procedures in place to assist during emergencies. 
  • Be prepared to pay for your treatment. You may need to pay upfront or provide your insurance details before receiving care - even if the situation is life-threatening.
  • Contact the local New Zealand embassy for help.

If you need a doctor in a non-English-speaking country, local consular officials may be able to provide a list of English-speaking doctors. 

Contact your insurance company

You should let your insurance company know about your illness or injury as soon as possible. If you’re making an insurance claim, you will likely need proof of your injury and any medical attention you received. Keep receipts and ask for documentation.

In some places, you may be denied treatment until you have made an upfront payment or handed over your insurance details, even in a life-threatening situation.

If you are changing your plans, you might also want to contact your family, friends, or employer in New Zealand.

How a New Zealand embassy can help

New Zealand embassies, high commissions and consulates are there to help New Zealand citizens when they’re having difficulty overseas.

Find a New Zealand embassy

A New Zealand consular officer can:

  • Help you find a local hospital or medical facility
  • Help contact your family in New Zealand, and keep them updated on your situation
  • Help you contact your insurance company
  • Help your family or friends transfer money to you
  • Give you advice on local translation services
  • Help coordinate medical evacuation, which has been paid for by you or your insurance provider.

A New Zealand consular officer cannot:

  • Pay medical expenses or travel costs
  • Give medical treatment or advice
  • Drive you to the hospital or medical facility.
  • Provide or pay for translation services

ACC for treatment in New Zealand

If you are injured overseas and need treatment after you return to New Zealand, it might be covered by New Zealand’s Accident Compensation Corporation (ACC). ACC does not cover treatment overseas.

Ask the doctor, dentist, or hospital for a medical report describing the incident, injury, and treatment you received. You will need to provide this report to ACC to make a claim.

Find out more on the ACC website.

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